Acorns offers three membership tiers that give you access to investment accounts and tools to build your knowledge. The $12 per month Acorns Gold membership is the top tier option, bringing together an investment account, a clothing package, and resources to develop your understanding of investment banking.
The choice between membership levels comes down to what features matter most to you and how much you want to spend each month. If you want the full suite of Acorns features, Gold at $12 per month gives you an investment account, the clothing package, and the educational resources. If you are looking for a family account option at a lower price, Silver at $8 per month provides an investment account you can share with family members, a clothing package, and investment banking knowledge resources. If you want the basics at the lowest cost, Bronze at $4 per month gets you an investment account and portfolio management tools, which is enough if you simply want to start investing without the extra features.
To pick between them, think about your household needs and budget. Gold makes sense if you value the clothing package and want the complete educational suite alongside your investment account. Silver suits a family or multiple users who want to share an account while keeping costs moderate. Bronze is the entry point for someone new to investing who wants to start with the core tools at minimal expense. All three tiers are available on the Acorns website.