Get unlimited credit monitoring and identity protection with the FICO Premier Plan at just $39.95 per month.
Terms and conditions
Get FICO Advance Plan for just $29.95 and take control of your credit score today.
Terms and conditions
Never miss cashback. Our free Chrome extension alerts you automatically at every partner store.
FICO offers two membership plans that give you access to credit monitoring and financial tools. The choice between them comes down to how much detailed insight you want into your credit profile and financial health, along with what your budget allows.
For basic credit monitoring on a budget: The Advance Plan for $29.95 gives you solid credit monitoring fundamentals without the premium price tag. This is the right choice if you want to keep an eye on your credit score and get alerts about important changes, but you don't need every bell and whistle FICO offers.
For comprehensive credit management: The Premier Plan for $39.95 is the step up option. At $10 more per month than the Advance Plan, it provides the most complete set of credit monitoring and financial management tools FICO has available. If you're actively working on improving your credit or need detailed insights across multiple areas of your financial life, this plan delivers more value.
If you're new to FICO: Sign up for the newsletter to stay informed about special offers and promotions before you commit to a plan. This can help you catch deals or limited time offers that might give you a better entry point into either membership tier.
Only one offer applies at checkout, so compare your priorities—whether you need basic or advanced monitoring—and choose the plan that matches your needs and budget. If you're on the fence between the two, the $10 monthly difference adds up to $120 per year, so think about whether the extra features in the Premier Plan justify that investment for your situation.
Here are some great tips & tricks for extra savings at FICO:
FICO accepts all major Credit and Debit Cards.
FICO sends over 30 different alert types to keep you in the know about your credit, identity, and scores.
The prices on their website do not include state and local sales taxes. If taxes are due based on your location, these amounts will be added to the final sale price.
You may see a pre-authorization charge for the purchase price on your credit/debit card. They do this to ensure a valid card number has been entered at the time of purchase. These funds are held temporarily and will not be posted as an actual charge until you complete your order. If your order is not completed for some reason, this pre-authorization charge will automatically drop off your account.
You can cancel online through the My Subscriptions page, or from the Subscription screen on the iOS or Android app (from the “More” tab). You can also call them at 1-800-319-4433 (Monday - Friday 6:00 AM to 6:00 PM PT or Saturday 7:00 AM to 4:00 PM PT).
Phone
+1 800-319-4433
privacyteam@fico.com
