Get 75% off your first month of online services, providing a consolidated view of how you repay credit obligations.
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Get unlimited credit monitoring and identity protection with the FICO Premier Plan at just $39.95 per month.
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Get FICO Advance Plan for just $29.95 and take control of your credit score today.
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FICO currently has a 75% off first month sale as the lead offer, and it is the best place to start if you are signing up for the first month of service. The 75% off first month deal applies on the website and reduces the cost of your first billing period; it is best for new or switching customers who want the lowest first month price. The other live deals list fixed monthly pricing for ongoing plans: the Premier Plan at $39.95 per month and the Advance Plan at $29.95 per month.
If you only need one month or are trying the service for the first time. Use the 75% off first month offer. The discount cuts the first month charge by three quarters, so you pay 25% of whatever the first month price would otherwise be. This is the cheapest way to limit your cost on month one because it is a direct percentage reduction on that month.
If you plan to keep the service beyond the first month. Compare the ongoing monthly cost after month one. The Advance Plan is $29.95 per month and the Premier Plan is $39.95 per month. The 75% off first month only applies to the first month, so if you expect to subscribe for many months the fixed $29.95 or $39.95 monthly prices will govern your long term spend. Choose the Advance Plan at $29.95 if its features meet your needs and you want the lower ongoing fee. Choose the Premier Plan at $39.95 only if you need the higher level of monitoring and identity protection it offers.
If you are a bargain hunter who wants a short test before committing. Start with the 75% off first month, then decide at the end of the discounted month whether to stay on the Advance Plan at $29.95 or move up to Premier at $39.95.
If you are a new customer wondering about newsletter offers. Signing up for the newsletter may give access to special offers and promotions, but it is listed separately from the current site offers and is not the lead deal. Use newsletter signup only if you want ongoing promo alerts; do not expect it to replace the 75% first month discount for your immediate checkout.
Our records show four sales and deals listed for FICO in the 12 months to October 2026, and the biggest percentage deal in that window was up to 75% off in September 2026. No team checkout checks are recorded for FICO in the 12 months to October 2026.
Choose the single offer that leaves you with the lowest total: the 75% off first month for a low first bill, otherwise pick the plan with the lower monthly fee for ongoing savings.
Here are some great tips & tricks for extra savings at FICO:
FICO accepts all major Credit and Debit Cards.
FICO sends over 30 different alert types to keep you in the know about your credit, identity, and scores.
The prices on their website do not include state and local sales taxes. If taxes are due based on your location, these amounts will be added to the final sale price.
You may see a pre-authorization charge for the purchase price on your credit/debit card. They do this to ensure a valid card number has been entered at the time of purchase. These funds are held temporarily and will not be posted as an actual charge until you complete your order. If your order is not completed for some reason, this pre-authorization charge will automatically drop off your account.
You can cancel online through the My Subscriptions page, or from the Subscription screen on the iOS or Android app (from the “More” tab). You can also call them at 1-800-319-4433 (Monday - Friday 6:00 AM to 6:00 PM PT or Saturday 7:00 AM to 4:00 PM PT).
Phone
+1 800-319-4433
privacyteam@fico.com
