Identity Guard currently has 40% off ultra premium identity and credit protection as the main on page offer, the 40% off Ultra Premium Identity & Credit Protection sale, which is best if you want the highest level of coverage and the biggest one time percentage reduction on that premium plan. That 40% offer applies on sale styles and is available while stock lasts, so use it if the premium plan you want is listed in the sale. If you plan to pay for an annual plan, Identity Guard also advertises up to 16% off annual plans which can be better for lower cost plans or when a sale price is not shown.
If you want individual premium coverage and are billed monthly, the Individual Premium plan is $25.00 per month. On an annualized basis that is $300.00 for 12 months. The 40% off Ultra Premium sale would reduce that $300.00 to $180.00, so you pay $180.00 for the year and save $120.00 (original $300.00, percent 40% off, final $180.00, you save $120.00). Use the 40% off Ultra Premium sale for the largest saving on premium coverage.
If you want individual standard coverage and are billed monthly, the Individual Standard plan is $16.67 per month, which is $200.04 for 12 months. The 40% off Standard Identity & Credit Protection sale would lower $200.04 to $120.02, a $80.02 saving (original $200.04, percent 40% off, final $120.02, you save $80.02). The 40% standard sale beats the up to 16% off annual plan for the same level of coverage when the sale applies.
If you plan to buy an annual plan only and the plan you want is not on sale, the Up to 16% Off Annual Plan can be the better choice, because it applies specifically to annual subscriptions. For example, a premium annual price of $300.00 with 16% off becomes $252.00, saving $48.00 (original $300.00, percent 16% off, final $252.00, you save $48.00). Use the annual discount when the 40% sale does not cover the item you want.
If you are choosing the cheapest coverage, the Individual Basic plan at $7.50 per month equals $90.00 per year; with no specific sale listed for basic that plan remains $90.00 unless a site sale applies.
When choosing between these offers, pick the one that leaves you with the lower total price for the same plan. If a 40% sale price is available for the exact premium or standard plan you want, that sale gives the biggest saving compared with the up to 16% annual discount. No offer text here states that these deals combine, so take whichever single offer gives the lower final price for your chosen plan.